UjaalaaNow
Fully Digital One Stop Platform for Ujaalaa Financing
ON DEMAND. AT YOUR FINGERTIPS
Fully Digital Experience
Submit application, sign letter offer, submit quotes and accept offer wherever life takes you
Progress Notification
Follow and receive notifications on the progress of your application and requests.
Payment Schedules
View your limit utilization history and payment schedules.
Hands Free Experience
Your preferred dealers can upload quotes for you and you can assign a 3rd Party to collect on your behalf.
Fully Digital One Stop Platform for Ujaalaa Financing.
Apply for Ujaalaa Financing Limit
Submit requests for purchases, Ujaalaa Cash and more.
Offer acceptance and agreement signing
Head over to https://ujaalaa.mib.com.mv
Select Login with OTP
Choose the channel on which you want to receive the OTP. Please note that OTP will be sent to either the phone or email address registered under your account at the Bank.
Enter your ID Card Number
Submit the OTP received at your chosen channel (step 3 above)
Your one stop dashboard will show you the all the quick information on your
Approved Ujaalaa Financing Limit. If there is none don't worry. Simply submit a new application to get a Ujaalaa Financing Limit
The status of your submitted applications
Status of your requests
On your dashboard select Ujaalaa Limit Application
Fill the application form
Upload the supporting documents
Submit
Once your application has been approved we will send you a notification SMS / Email.
Login to your dashboard and select 'Action'
Accept your offer and send a counter offer.
Authenticate with eFaas
On your dashboard select New Utilization Request
Choose your preferred from the list of available facilities
Submit quote/request and proceed.
Once approved you will receive an SMS/Email notification
Login to your dashboard and select 'Action'
Accept offer
Enjoy Digital Ujaalaa Financing
UjaalaaNowFrequently Asked Questions
The Bank will send a change request which allows revising any incorrect information.
Monthly payment can be through salary deduction, salary transfer and rental income deduction
No
Yes.
You can check the available limit on your Dashboard from the portal.
Yes. You can fill the handover details separately for each quotation.