• A foreign transaction limit of USD250 per month will be allocated to MIB9 member’s Visa Everyday Card, for both MVR and USD salary.  

  • The limit renews automatically on the 15th of each month. 

  • For new members, the limit becomes active from the next cycle after joining, even if salary is credited earlier. 

  • Unused amounts do not carry forward to the next month. 

   

  Terms & Conditions 

  a) Each active MIB9 Member is allocated a monthly limit of USD $250 for cross-border transactions, applicable on the member’s MIB-issued debit or credit card. 

  b) All members who credit their salary to the Bank account and maintain active status. 

  c) Limit applies to international transactions, including online and point-of-sale transactions, performed with MIB-issued cards at authorized merchant establishments. 

  d) The Bank may impose restrictions or conditions on specific transactions.

• Take your lifestyle to the next level with exclusive financing benefits. Enjoy lower fees, special profit rates, and more value every step of the way. With Ujaalaa Plus, your dream purchases just got a whole lot easier! 

   

  • Discounted Processing Fee: Enjoy 50% discount on processing fee. 

  • A reduced profit rate of 13% for eligible customers for Ujaalaa Financing Facility. 

   

  Terms & Conditions 

  a) Members eligible for Ujaalaa Dhiriulhun are entitled to discounts on profit rates and processing fees on financing, subject to the terms set out in the product. 

  b) Discounts on profit rates and up to 50% reduction on processing fees (subject to minimum thresholds). Customers applying for Ujaala Dhiriulhun under salary deduction (employed as a partner employer for financing) are required to complete 3 months of salary deposit to be eligible for this benefit.

Enjoy incredible savings at participating merchants through the MIB9 Flash Deals Promotion. These surprise offers will pop up throughout the year—so stay alert! 

How It Works? 

• Flash Deal Days: Watch out for a notification! 

• Exclusive Discounts: Get special discounts and offers off various products and services. It’s a surprise, so be ready to uncover exciting benefits! 

How to Redeem: 

• Check your SMS or email on promotion day for your unique discount code. 

• Visit participating merchants and present your MIB-issued card or faisawear along with your discount code to unlock your savings! 

Participating Merchants: 
Details will be announced on the day of promotion 2-3 hours prior to the promotion period, so stay tuned for the latest updates! 

Terms & Conditions 

a) Exclusive, time-limited merchant discounts communicated via the Bank’s social media, SMS, or email. 

b) Valid only for transactions with MIB-issued cards or Faisawear at participating merchants. 

c) A unique, confidential discount code may be provided, which must be presented at the merchant during the transaction. 

d) The maximum discount per card is MVR 200. The Bank reserves the right to alter, revoke, or cancel the offers without prior notice. 

e) The Bank disclaims liability for technical malfunctions, damages, or losses during the Promotion period. Unused benefits are forfeited without compensation. 

• Staying fit just got even better for MIB9 members! We’ve partnered with TFG & Gymnasia to bring you exclusive discounts on gym memberships throughout 2025. Seize this exclusive opportunity to elevate your fitness journey while enjoying incredible savings! 

  How It Works? 

  • Exclusive Year-Round Offer: Enjoy 30% off on gym memberships at partner gyms. 

  • Tailored for MIB9 Members: Designed to promote a healthy and active lifestyle. 

  How to Redeem? 

  • Visit TFG or Gymnasia and present: 

  • Your National ID (NID)/ photo of NID and verify your MIB9 membership. 

  Why Join? 

  • Stay Fit & Save More: Get a discount on membership fees and invest in your health. 

  • Year-Round Benefits: This offer is available throughout the year for your convenience. 

  • MIB9 Privileges: Enjoy this and other exclusive rewards as a valued MIB9 member. 

   

  Terms & Conditions 

  a) Discounted gym memberships and fitness services at authorized health partners. 

  b) Members must verify their identity and membership at participating gyms. Benefits are non-transferable, non-assignable, and only available during the membership validity period. 

  c) The Bank and partners are not liable for injuries, damages, or service quality. Members shall adhere to gym policies and safety protocols. 

  d) Benefits and participating providers may change or terminate without notice. 

Fly high with exclusive Batik Air discounts—only for MIB9 members! Whether it’s a quick getaway or your next big adventure, enjoy up to 12% off and travel smarter, for less. 

How it works 

• Exclusive Fare Discounts: Get 12% off on Batik Air fares as a MIB9 member. 

• Group Bookings Eligible: Discounts apply when MIB9 members are included in the same booking as accompanying passengers. 

 
How to Redeem 

• Visit any Batik Air sales office or authorized booking channel (Viber/Whatsapp/Email) 

• Present the following at the time of booking: 
  • Your National ID (or a copy/photo) for membership verification 

Terms & Conditions 

a) Members are eligible for a 12% discount on flight fares when booking through the airline ticketing services of Concierge Group Maldives Pvt. Ltd, the approved partner for airline-related services under this Program. 

b) To avail of the travel discount, members must ensure they are included in the same booking as their accompanying passengers. Booking must be completed through the Travel Partner’s official channels. All bookings are subject to the airline’s terms and conditions. 

c) The benefit applies only when booking via the designated Travel Partner. Members should access this benefit through the official booking platforms or communication channels designated by the Bank and the Travel Partner. 

d) These travel discounts and offers will be actively promoted through the Bank’s marketing channels, including social media, SMS, and email. Members are encouraged to stay updated and monitor communications for promotional offers. 

e) Neither the Bank nor the Travel Partner shall be liable for any inconvenience, loss, or dissatisfaction arising from the services provided. Members are responsible for verifying and complying with all applicable airline policies and conditions. 

f) The Bank reserves the right to modify or terminate this benefit at any time, including adding or removing partners, with prior notice when feasible.

• Members should be 18 years of age.

• Only Maldivian nationals are eligible for the membership and its benefits.

• To be eligible for the Membership, the customer must credit their salary to Maldives Islamic Bank under MIB Payroll for at least one month.